Mark Schmidt, CFA
Executive Director, Morgan Stanley

Mark Schmidt, CFA, is an Executive Director at Morgan Stanley and leads Municipal Strategy Research. His team has ranked in both the Institutional Investor and Smith’s All-Star awards. He has over a decade of experience in municipal securities and broader fixed income markets. Mark began his career as a fixed income specialist for Morgan Stanley Wealth Management. Additionally, he worked as a trading desk credit analyst. Mark earned his MBA from Columbia University and his BS in International Economics from Georgetown University. He is a member of the Municipal Analysts Group of New York, CFA Institute, and the National Federation of Municipal Analysts.

Greg Colburn
Associate Professor, Runstad Development of Real Estate, College of Built Environment, University of Washington

Greg Colburn is an Associate Professor in the Runstad Department of Real Estate in the College of Built Environments at the University of Washington. He publishes research on topics related to housing and homelessness and is co-author of the book, Homelessness is a Housing Problem: How Structural Factors Explain U.S. Patterns (University of California Press). His research has been featured in leading media outlets, including The Atlantic, The New York Times, The Economist, Bloomberg, and National Public Radio.

Satish Bhaskar
Executive Vice President/CFO, Housing Opportunity Management Enterprise (HOME)

Satish Bhaskar is an accomplished Financial professional with a demonstrated history of over four decades of extensive Finance, Administrative, and Executive experience. Currently he serves as the Executive Vice President and Chief Financial Officer of Housing Opportunity Management Enterprises (HOME), holding over two billion dollars in assets, an annual operating budget of over 160Million that serve over 55,000 El Pasoans. Satish moved to El Paso in 2008 and calls it home now. During his tenure at HOME, he has raised over 2Billion dollars without local government support thus increasing its portfolio from 6,400 housing units in 2018 to over 12,000 housing units currently. Satish oversees the Design, Construction, development Asset Management and financial Department. Through his leadership, the finance department has obtained fourteen clean audits and has been a recipient of the Budget of Excellence award from the Government Financial Officers Association for ten years.

Satish has been in the Housing industry since 2003. He led the efforts to transform the housing stock in El Paso by building 2,000 new units and gut-rehabbing over 4,000 unit as one of the first portfolio-wide converting Housing Authority in the United States through the RAD program. Previous experience includes serving as the Sr. Vice President/Chief Financial and Compliance Officer for the Work Force board in Kansas City.

Satish holds a master’s in finance degree for the University of Kerala, India; a degree I General Law from the University of Bombay, India, and a Master of Business Administration (MBA) from The University of Missouri, Kansas City’s Bloch school of Business. Satish currently serves on the Board of Workforce Solutions and BorderPlex Community Capital Previously he served on the Advisory committee of the Small Business Administration, which provided micro loans for small and upcoming business up to 25K.

Bill Brewer
Executive Director, Nevada Rural Housing

As the executive director of Nevada Rural Housing (2015-present), Bill leads the senior leadership team in the implementation of the vision of its governing Board, and fulfilling the agency's mission to promote, provide and finance affordable housing opportunities for all rural Nevadans. Bill believes in the mission of Nevada Rural Housing to his core - and behind that belief is the all-out confidence in the best, brightest and most dedicated team on the planet to deliver it. | |Bill's first job in the housing business was almost 40 years ago when he began working for the Farmers Home Administration (FmHA). In 1994, he became the first Housing Program Director for the new Nevada State Office of FmHA, which subsequently became the state office of the United States Department of Agriculture (USDA) Rural Development. During his tenure as Program Director at USDA, Bill was responsible for the investment of more than $1 billion in rural Nevada, assisting hundreds of families with their dream of homeownership and providing decent, safe, and affordable rental housing to seniors and families throughout rural Nevada. Bill has extensive experience developing and implementing single- and multi-family housing programs, fostering public-private partnerships and overseeing all aspects of loan making and loan servicing.

Suzanne Denihan
Vice President, eHousingPlus

Sue Denihan is one of the Founding members of eHousingPlus. Sue's current role is the Vice President of Services and Program Administration for eHousingPlus. She oversees the team that|manages the day-to-day operations and staff, heading the Onboarding and Training Staff for the Program Administration Group. She has led the division for 27 years and is the co-creator of the HFA (Housing Finance Agency) program administration and compliance services model. Sue also works with the client relationship team, managing relationships with the federal, state and local agencies eHousingPlus collaborates with throughout the country.

Kathryn Driver
Executive Director, Housing Finance Authority of Pinellas County, Florida

Kathryn Driver has been the Executive Director since March 2014. Ms. Driver is responsible for all aspects and transactions of the HFA to assist in accomplishing the HFA's mission of alleviating a shortage of affordable housing in Pinellas County through the issuance of single-family mortgage revenue bonds and down payment assistance for low- to moderate-income first-time homebuyers and also through the issuance of tax-exempt and taxable multifamily bonds to help finance the new construction or acquisition and rehabilitation of multifamily developments for very low-, low- and moderate-income renters. Prior to her appointment as Executive Director Ms. Driver served as Vice President at RBC Capital Markets (and William R. Hough & Co. prior to its merger with RBC). She has over 30 years' experience in the municipal finance and housing finance field. Ms. Driver serves as President of the Florida Association of Local Housing Finance Authorities, is a Board Member of the National Association of Local Housing Finance Authorities, and is a member of the Florida Housing Coalition, the National chapter of Women in Public Finance and is Past-President of the Florida chapter of Women in Public Finance.

Eric Enderlin
President, NYC HDC

Eric Enderlin has served as President of the New York City Housing Development Corporation (HDC) since October 2016. As President of HDC, Mr. Enderlin is tasked with leading the nation's largest municipal Housing Finance Agency towards furthering the Administration's goals to create and preserve affordable housing and rehabilitate the city's public housing stock. Mr. Enderlin brings more than 20 years of experience in public policy and affordable housing to HDC. He most recently served as Deputy Commissioner for Development and Special Advisor at the New York City Department of Housing Preservation and Development (HPD). Prior to joining HPD, Mr. Enderlin was Assistant Director for Asset Management and Private Market Operations at NYCHA; worked as a consultant with the Louis Berger Group in its Economics Department; and served as Principal Planner and land use mediator with the New Jersey Council on Affordable Housing (NJ COAH). Mr. Enderlin holds a Bachelor of Arts in economics and a Master of Science in urban planning and policy, both from Rutgers University.

Helen Feinberg
Manager of Multifamily Originations, RBC Capital Markets

Helen Hough Feinberg serves as manager of RBC Capital Markets Multifamily Tax-Exempt Bond originations nationally. Ms. Feinberg has over 35 years' experience in the affordable housing sector having served as underwriter or placement agent on a wide range of single family and multifamily transactions including low-income housing tax credit, workforce, housing authority and 501(c)(3) financings. Her client base includes state and local housing finance agencies, public housing authorities, developers and non-profits. |Ms. Feinberg graduated from Wake Forest University where she received a Bachelor of Arts degree with majors in both Economics and Spanish. She is a licensed Municipal Securities Principal, Municipal Advisor Principal and General Securities Principal. Ms. Feinberg currently serves as an advisory council member for the Florida Housing Coalition and a board member of the Coalition of Affordable Housing Providers. Ms. Feinberg has served as a past Chair of the Florida Affordable Housing Study Commission appointed by Governor Jeb Bush and member of Fannie Mae's National Advisory Council.

Peter Lawrence
Chief Public Policy Officer, Novogradac

Peter Lawrence is Chief Public Policy Officer of Novogradac & Company LLP, primarily responsible for leading the firm's Public Policy department. Mr. Lawrence collaborates on the development and execution of Novogradac's public policy strategy, engaging with a wide range of stakeholders respond to legislative and regulatory developments and provide insights and guidance to leadership on policy matters in the firm's practice areas of affordable housing, community development, historic preservation and renewable energy. |Prior to joining Novogradac Consulting LLP, Mr. Lawrence was the senior director of public policy and government affairs for Enterprise Community Partners where he led the execution of Enterprise's policy and advocacy agenda. |While at Enterprise, he helped found the Affordable Rental Housing A.C.T.I.O.N. (A Call to Invest in Our Neighborhoods) Campaign, the big tent industry coalition of coalitions bringing investors, syndicators, for-profit and nonprofit developers, and other LIHTC professionals in all 50 states together to advocate for the credit.|He has served on the board of directors of the Affordable Housing Tax Credit Coalition, as well as the board of directors of the New Markets Tax Credit Coalition. Mr. Lawrence was also previously a legislative and policy associate at the National Council of State Housing Agencies (NCSHA), a housing policy analyst for the Center on Budget Policies and Priorities, a congressional fellow for Sen. Jack Reed of Rhode Island in his capacity as the Ranking Member of the Senate Housing and Transportation Subcommittee and a presidential management fellow for the Office of Policy Development & Research at the U.S. Department of Housing & Urban Development.

Annie Lee
Director, BofA Securities

Annie Lee provides investment banking coverage and transaction execution to state and local housing finance agencies nationwide, including cash flow modeling and bond structuring. Annie joined BofA Securities Housing Finance Group in 2022 after being at J.P. Morgan/Bear Stearns since 2000 where she focused on structuring cash flow projections for single and multifamily transactions. Annie has worked with numerous housing finance agencies in her tenure including Georgia, Louisiana, Maine, New Hampshire, Nevada, New York City HDC, New York State HFA, Ohio, Rhode Island, SONYMA and Vermont. Annie received her B.A. from Smith College with a major in Chemistry and a minor in Economics.

Elizabeth Moya
Executive Director, El Paso Housing Finance Corp

Elizabeth Moya has served the El Paso Housing Finance Corporation for approximately 20 years, first as a Board member and then as the organization's Executive Director. She has held other professional roles in commercial real estate development, financial consulting, banking and non-profit leadership. She has earned an MBA in International Business and a BBA in Finance. She is a proud mother of 3 beautiful children and 2 tenacious pets. Her hobbies include traveling, learning new things, hiking, dancing and spending time with friends and family. Elizabeth continues to serve her community through her Board and volunteer service.

Timothy Nelson
Senior Managing Director, Hilltop Securities Inc.

Mr. Nelson has been a leader in the affordable housing arena for over 40 years. He has worked as an investment banker, a financial advisor, and as an issuer at the Texas Department of Housing and Community Affairs. Mr. Nelson's work includes representing many issuers as Financial Advisor on both single and multifamily transactions. Currently, Mr. Nelson is employed by Hilltop Securities Inc. as a Senior Managing Director and Affordable Housing Manager in Austin, Texas.

Ferdinand Perrault
Vice President & Senior Credit Officer, Moodys

Ferdinand Perrault is a Vice President - Senior Credit Officer in Moody's Public | Finance Housing & State Revolving Funds Team. He serves as a tenured member and rating committee chair for Housing, State Revolving Funds and Infrastructure Finance |credits with over 20 years of experience. He is also the lead analyst for state and local |housing finance agency single and multifamily bond programs as well as for clean |water and drinking water revolving funds. In addition, he maintains a portfolio of |project finance credits within the housing sector. He is also the Public Finance Outreach Lead overseeing issuer and investor outreach. He also serves as the Surveillance coordinator, overseeing the process of ensuring timely reviews of the team's credit portfolio.

Mike Ridenour
Director - Municipal Markets, RBC Capital Markets

Mike joined RBC Capital Markets in 2007 and has held various roles in secondary trading and underwriting within the municipal group. He is currently responsible for all of RBC's single and multi-family underwriting. He holds a B.A. in English from Westmont College.

Angel Romero
HFA Relationship Manager, Down Payment Resource

Angel Romero is housing finance agency relationship manager at Down Payment Resource (DPR). A skilled communicator and strategic thinker, Romero wields a decade of mortgage industry experience as she builds and maintains DPR's relationships with hundreds of local housing finance agencies nationwide. ||Romero has developed a strong reputation in the housing finance ecosystem for her dedication to developing partnerships and strategies that make down payment and homebuyer assistance more accessible to the underserved communities that need them most. Prior to joining DPR, Romero served as AVP, post-closing manager and resident housing program expert at Cherry Creek Mortgage, where she helped drive the company's expansion into new markets with the help of DPR's robust DPA Directory.

Vikram Shah
Senior Vice President, Jefferies

Vikram is a Senior Vice President in Jefferies' Public Finance Housing and Real Estate Group. With 18 years of experience in affordable housing finance as both a banker and advisor, he has senior managed over $12 billion and structured over $35 billion in housing financings throughout his career. At Jefferies, Vikram is involved in all facets of affordable housing, including middle-income housing transactions, tax-exempt securitizations, new money, refunding, and restructuring transactions for state and local HFAs across both single-family and multi-family sectors. ||Prior to his current role at Jefferies, Vikram spent 7 years as a senior banker in the housing group at Barclays. There, he was responsible for providing lead banking coverage to HFAs for bond issuance transactions as well as direct purchase, liquidity facilities and derivatives executions. Prior to his banking career, Vikram spent 10 years as a municipal advisor, focusing on structuring housing bond issues, financial management of large parity HFA resolutions, tax compliance and optimization strategies, and assessments of portfolio risk and capital adequacy for large HFA balance sheets. Vikram holds an MS in Financial Engineering from the NYU Tandon School of Engineering and an undergraduate degree in Electrical Engineering from the S.V. National Institute of Technology in India.| |In addition to his role at Jefferies, Vikram also serves as a board member for Housing Plus, a supportive housing and affordable housing non-profit organization based in New York City that embraces the Housing First model.

Andrea Shields
Executive Director, Capital Area Housing Finance Corporation

Andrea Shields joined the Capital Area Housing Finance Corporation (CAHFC) as Deputy Director in January 2024. She was named Executive Director beginning in April of 2025. Ms. Shields is responsible for designing and implementing single-family and multifamily affordable housing programs using various financing sources. Prior to her time at CAHFC, she ran the Travis County Housing Finance Corporation since 2011. In her tenure at TCHFC, she oversaw the issuance of approximately $800 million in private activity bonds and created or maintained the affordability of more than 11,000 units of multifamily housing for the citizens of Travis County.

Ms. Shields began her work in the affordable housing industry in 2004 when she was a research associate with the Texas Affiliation of Affordable Housing Providers (TAAHP), providing legislative and policy research for members. She continued her work in the affordable housing industry at Novogradac and Company LLP as a Senior Real Estate Analyst. At Novogradac, she was responsible for facilitating strategic planning for developers, investors, syndicators and local officials while developing specific recommendations for design, location, and implementation of market rate, tax-exempt bond and tax credit housing nationwide, with a specific focus on Texas, California and Florida.

Ms. Shields is the Immediate Past President of the Texas Association of Local Housing Finance Agencies and has served on the Board of Directors since 2016.